WalletHub's Stats on Car Insurance in Columbus

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Lilah Butler, Car Insurance Writer

Car insurance in Columbus, Georgia costs an average of $1,732 per year, or $144 per month. 

Car insurance in Columbus is usually less expensive than car insurance in the rest of Georgia, due to factors like population density and accident rates.

Average Cost of Car Insurance in Columbus, Georgia

Note: The young drivers' premium is based on drivers ages 16-20, while the senior drivers' premium is based on drivers ages 55 and 65. Actual rates will vary.

It's a good idea to compare quotes from multiple car insurance companies if you live in Columbus and are looking for cheap coverage. On average, drivers in Columbus can save up to $2,544 by comparing quotes.

What are the minimum liability car insurance requirements do I need in Georgia?

The minimum liability car insurance requirements in Georgia are $25,000 in bodily injury liability insurance per person ($50,000 per accident) plus $25,000 in property damage liability insurance. These requirements can also be written as 25/50/25.

Key Things to Know About Liability Car Insurance in Georgia

How does car insurance work in Georgia?

Georgia is an at-fault state, which means the at-fault driver is responsible for paying for everyone injured in the accident. Drivers in Georgia are required to carry at least $25,000 in bodily injury liability insurance per person ($50,000 per accident) and $25,000 in property damage liability insurance. There are no restrictions on the right to sue after an accident in at-fault states, even if the insured buys personal injury protection (PIP)